Customers defaulting on telephone bill payments may soon find experience its affect in car or home loan application. Now telecom service providers have started discussions with Credit Information Bureau of India Ltd (CIBIL).
All the major telecom service providers in the country such as BSNL, Vodafone and Airtel are now in discussions with CIBIL for sharing of customer database. CIBIL’s Managing Director, Mr Arun Thukral, said, “We are in discussions with all the telecom service providers for sharing the database.”
He revealed that he would allow creation of a customer credit profile. Such a database, he said, would help contain customer delinquencies in the telecom sector. CIBIL though will not classify borrowers as delinquent. “We will just prepare the credit histories of borrowers. A final call is left to our members’ discretion.” At present CIBIL has 170 member-organisations.
All the major telecom service providers in the country such as BSNL, Vodafone and Airtel are now in discussions with CIBIL for sharing of customer database. CIBIL’s Managing Director, Mr Arun Thukral, said, “We are in discussions with all the telecom service providers for sharing the database.”
He revealed that he would allow creation of a customer credit profile. Such a database, he said, would help contain customer delinquencies in the telecom sector. CIBIL though will not classify borrowers as delinquent. “We will just prepare the credit histories of borrowers. A final call is left to our members’ discretion.” At present CIBIL has 170 member-organisations.
My application was rejected. Credit Sudhaar was my choice. Initially they were slow. But their counsellors were able to handle all my queries. I will give Credit Sudhaar a positive review.
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